Are
you a U.S. expat? Are you looking for an international health plan
that is very similar to your U.S. domestic insurance?
If so, then this is the product for you! HTH Global Citizen is a
major medical plan administered using HIPAA guidelines. With the ability to choose worldwide
protection or coverage outside the US only you are truly in control of your
benefits. Global Citizen members gain access to 380,000 qualified
physicians and 3,500 hospitals in the US through a contracted network.
Members also have access to "elite" providers in 178 countries.
HTH Members are always free to choose any doctor or hospital. This
product is only available to U.S. citizens moving abroad. |
| The
Global Citizen Plan is a “best of class” annually
renewable global major medical plan. Administered by HTH Worldwide,
Global Citizen is underwritten in the U.S. by UNICARE Life and Health.
UNICARE is an operating affiliate of Wellpoint: the largest health
insurance company in the U.S. with over 34 million health plan members.
Global Citizen fully protects
members’ rights because it complies with standards maintained
by state insurance departments’. UNICARE is currently rated
A- (Excellent) by AM Best, and A+ (stable) by Standard and Poor’s.
Below
please find a brief summary, which outlines the coverage provided:
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$5,000,000 Lifetime Policy Maximum
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Choice of Deductibles from $0; $500; $1,000; $2,000, $5,000
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Deductible waived for physician office visits
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Worldwide Coverage, with no limit on time spent in or out of the
U.S.
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Freedom to choose any doctor or hospital, worldwide
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Exclusive access to HTH’s elite and profiled community of
doctors and hospitals- direct payments can be made to providers
in 167 countries
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Monthly, Annual, Semi Annual & Quarterly Payments available
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Hospitalization & Surgery with no pre-certification requirement
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Outpatient Treatment
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Prescription Drugs
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Mental Health and Substance Abuse
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Maternity Benefits & guaranteed newborn cover up to the policy
maximum
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Emergency Medical Evacuation, AD&D, & Repatriation of
Remains
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Organ Transplants up to $5,000,000
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Covers illnesses or injuries that are a result of a terrorist
act or hazardous activities
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Acupuncture, Chiropractic, Preventative services with no waiting
period
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Pre-existing conditions can be covered subject to showing proof
of prior qualified health insurance (Adminstered using HIPAA guidelines)
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Renewal rates are not based on your individual claims activity
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Renewable until age 84
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